I'm putting myself on a budget again. I don't feel like I spend that much but apparently my bank account sees things differently. And while I do not have a European vacation to save up for I do need to save. As my lack of savings has proven, I apparently need strict rules to make myself stick to a budget so hence I'm putting the allowance back into affect.
I will give myself $100 a week to spend on everything else that I do not classify as bills; so that's food, going out, coffee, shopping, etc. So this way if I have a bigger purchase coming up I need to save up the extra from weeks where I do not use the whole $100. I am also considering setting savings goals - like I need x number of dollars by such and such a date but I think I might hold off on that till I get the $100 a week thing up and going. In order to make keeping track of my spending easy I'm planning on withdrawing $100 in cash (maybe not all at once since carrying around cash makes me nervous) so once that is gone by spending is done.
Starting Monday I put my plan into action.
1 comment:
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